@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@500;600;700&display=swap');
:root{--navy:#0b2148;--navy2:#122e5b;--gold:#c9a24d;--gold-light:#ead49a;--ink:#17243b;--muted:#647084;--cream:#f7f5ef;--white:#fff;--line:#e6e8ed;--shadow:0 18px 45px rgba(11,33,72,.09)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:92px}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 44px));margin:0 auto}.topbar{background:var(--navy);color:#f4f1e9;font-size:.83rem}.topbar-inner{display:flex;justify-content:space-between;gap:20px;padding:9px 0}.topbar a{color:var(--gold-light);font-weight:700}.site-header{background:#fff;border-bottom:1px solid rgba(11,33,72,.08);position:sticky;top:0;z-index:20}.nav{min-height:96px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:block;width:240px;max-width:46%}.brand img{width:100%;display:block;height:auto}.nav nav{display:flex;align-items:center;gap:28px;font-size:.94rem;font-weight:600}.nav nav a:not(.nav-cta):hover,.text-link:hover{color:#9b762d}.nav-cta{background:var(--navy);color:#fff;padding:13px 19px;border-radius:3px}.menu-toggle{display:none;background:#fff;border:1px solid var(--line);padding:9px 12px;border-radius:3px}.hero{position:relative;isolation:isolate;min-height:610px;background:linear-gradient(105deg,rgba(6,24,54,.97),rgba(10,32,68,.85) 53%,rgba(10,32,68,.2)),url('https://images.unsplash.com/photo-1600585154340-be6161a56a0c?auto=format&fit=crop&w=2000&q=85') center/cover no-repeat;color:#fff;display:flex;align-items:center}.hero-content{position:relative;padding-top:74px;padding-bottom:74px}.eyebrow{color:#b58a32;font-size:.76rem;font-weight:700;letter-spacing:.17em;margin:0 0 16px}.hero .eyebrow{color:var(--gold-light)}h1,h2{font-family:'Playfair Display',Georgia,serif;font-weight:600;line-height:1.13;letter-spacing:-.025em;margin:0}h1{font-size:clamp(3.1rem,6vw,5.4rem);max-width:720px}h1 span,.why-copy h2 span{color:var(--gold-light)}.hero-copy{max-width:560px;color:#e5e9f1;font-size:1.1rem;margin:24px 0 30px}.hero-actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;border:0;border-radius:3px;padding:15px 22px;font-weight:700;font-family:inherit;cursor:pointer;transition:transform .18s,background .18s}.button:hover{transform:translateY(-2px)}.button-gold{background:var(--gold);color:#111f39}.button-gold:hover{background:#d7b765}.button-navy{background:var(--navy);color:#fff}.text-link{font-weight:700;color:#fff}.hero-proof{display:flex;align-items:center;gap:14px;margin-top:52px;padding-top:22px;border-top:1px solid rgba(255,255,255,.24);max-width:340px}.proof-icon{color:var(--gold-light);font-size:1.7rem}.hero-proof strong,.hero-proof small{display:block}.hero-proof small{color:#d5dce8;font-size:.85rem}.trust-strip{background:var(--cream);border-bottom:1px solid #ebe7dc}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);padding:24px 0;gap:24px}.trust-grid>div{padding-left:24px;border-left:2px solid var(--gold)}.trust-grid strong,.trust-grid span{display:block}.trust-grid strong{color:var(--navy);font-size:1rem}.trust-grid span{font-size:.85rem;color:var(--muted)}.section{padding:96px 0}.section-heading{text-align:center;max-width:700px;margin:0 auto 44px}.section h2{font-size:clamp(2.25rem,4vw,3.45rem);color:var(--navy)}.section-heading>p:last-child{color:var(--muted);margin:18px auto 0;max-width:590px}.coverage-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px}.coverage-card{display:grid;grid-template-columns:minmax(130px,38%) minmax(0,1fr);gap:22px;align-items:center;padding:12px;border:1px solid #ececf0;border-radius:18px;background:#fff;box-shadow:0 10px 26px rgba(11,33,72,.07);transition:transform .2s,box-shadow .2s;overflow:hidden}.coverage-card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.coverage-photo{width:100%;height:100%;min-height:190px;max-height:250px;object-fit:cover;border-radius:12px;display:block}.coverage-card-copy{padding:12px 12px 12px 0}.coverage-kicker{color:#b58a32!important;font-size:.68rem!important;font-weight:700;letter-spacing:.1em;margin:0 0 8px!important}.coverage-card h3{font-family:'Playfair Display',Georgia,serif;font-size:1.35rem;color:var(--navy);line-height:1.2;margin:0 0 10px}.coverage-card p:not(.coverage-kicker){color:var(--muted);font-size:.9rem;margin:0 0 16px}.coverage-card a{font-size:.84rem;color:var(--navy);font-weight:700}.coverage-card a span{color:#a57e2c;margin-left:5px}.why-section{background:var(--navy);color:#fff}.why-grid{display:grid;grid-template-columns:.92fr 1.08fr;gap:80px;align-items:center}.why-visual{background:#fff;padding:20px;border-radius:4px;box-shadow:0 25px 70px rgba(0,0,0,.18)}.why-visual img{width:100%;display:block}.why-copy .eyebrow{color:var(--gold-light)}.why-copy h2{color:#fff}.why-copy>p:not(.eyebrow){color:#d7deea;margin:24px 0}.check-list{padding:0;list-style:none;margin:24px 0 30px}.check-list li{position:relative;padding-left:30px;margin:13px 0;color:#f1f3f8}.check-list li:before{content:'✓';position:absolute;left:0;top:0;color:var(--gold-light);font-weight:700}.about-section{background:var(--cream);text-align:center}.about-inner{max-width:780px}.about-inner h2{margin-bottom:22px}.about-inner>p:not(.eyebrow){max-width:700px;margin:0 auto 25px;color:var(--muted)}.dark-link{color:var(--navy)}.quote-section{background:#fff}.quote-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:72px;align-items:start}.quote-intro>p:not(.eyebrow){color:var(--muted);margin:20px 0 30px}.contact-card{border-left:3px solid var(--gold);background:var(--cream);padding:22px 24px;display:flex;flex-direction:column;align-items:flex-start;gap:5px}.contact-label{font-size:.7rem;font-weight:700;letter-spacing:.13em;color:#8c6b2c;margin-top:8px}.contact-card a{font-size:1.4rem;font-weight:700;color:var(--navy)}.contact-card strong{color:var(--navy)}.contact-card small{font-size:.8rem;color:var(--muted)}.quote-form{padding:36px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:5px}.quote-form h3{font-family:'Playfair Display',Georgia,serif;color:var(--navy);font-size:1.65rem;margin:0}.form-note,.privacy-note{color:var(--muted);font-size:.8rem}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}label{display:block;font-size:.86rem;font-weight:600;margin:16px 0;color:#26354e}input,select,textarea{display:block;width:100%;margin-top:7px;padding:13px 12px;border:1px solid #d7dce5;border-radius:3px;background:#fff;font:inherit;color:var(--ink)}input:focus,select:focus,textarea:focus{outline:2px solid #d9bc73;outline-offset:1px}textarea{resize:vertical}.form-submit{width:100%;margin-top:12px}.privacy-note{line-height:1.5}.form-message{font-size:.9rem;color:var(--navy);margin-top:10px}.site-footer{background:#071832;color:#d7deea}.footer-main{display:grid;grid-template-columns:1.4fr .7fr .8fr;gap:50px;padding:55px 0 40px}.footer-brand img{width:220px;max-width:100%;background:#fff;border-radius:3px}.footer-brand p{color:var(--gold-light);font-family:'Playfair Display',Georgia,serif;font-style:italic}.footer-main h4{color:#fff;margin:0 0 14px}.footer-main>div:not(.footer-brand) a,.footer-main>div:not(.footer-brand) span{display:block;color:#c3ccdb;font-size:.88rem;margin:8px 0}.footer-main a:hover{color:var(--gold-light)}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);padding:18px 0 22px;display:flex;justify-content:space-between;gap:18px;font-size:.75rem;color:#aeb9ca}.footer-bottom span:last-child{max-width:560px;text-align:right}
@media(max-width:850px){.nav{min-height:80px}.brand{width:210px}.menu-toggle{display:block}.nav nav{display:none;position:absolute;left:0;right:0;top:100%;padding:18px 22px 24px;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:14px}.nav nav.open{display:flex}.nav-cta{text-align:center}.hero{min-height:570px}.coverage-grid{grid-template-columns:1fr}.coverage-card{grid-template-columns:minmax(120px,35%) minmax(0,1fr)}.why-grid{gap:38px}.quote-grid{gap:35px}.section{padding:76px 0}}
@media(max-width:600px){.container{width:min(100% - 32px,1160px)}.topbar-inner{font-size:.72rem}.topbar-inner span{max-width:65%}.brand{width:180px}.hero{min-height:560px;background-position:58% center}.hero-content{padding-top:58px;padding-bottom:52px}h1{font-size:3.15rem}.hero-copy{font-size:1rem}.hero-proof{margin-top:38px}.trust-grid{grid-template-columns:1fr;gap:15px}.trust-grid>div{padding:0 0 0 16px}.section{padding:64px 0}.coverage-grid{grid-template-columns:1fr;gap:16px}.coverage-card{grid-template-columns:112px minmax(0,1fr);gap:14px;padding:10px;border-radius:14px}.coverage-photo{min-height:150px;max-height:190px;border-radius:10px}.coverage-card-copy{padding:8px 6px 8px 0}.coverage-kicker{font-size:.58rem!important;letter-spacing:.07em}.coverage-card h3{font-size:1.08rem}.coverage-card p:not(.coverage-kicker){font-size:.82rem;line-height:1.5;margin-bottom:10px}.coverage-card a{font-size:.75rem}.why-grid,.quote-grid{grid-template-columns:1fr;gap:38px}.why-visual{max-width:440px;margin:auto}.section h2{font-size:2.4rem}.quote-form{padding:23px 18px}.form-row{grid-template-columns:1fr;gap:0}.footer-main{grid-template-columns:1fr 1fr;gap:28px;padding:42px 0 30px}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}.footer-bottom span:last-child{text-align:left}.button{padding:14px 17px}}
.service-area-section{background:#f7f5ef;text-align:center}.service-area-inner{max-width:900px}.service-area-inner>p:not(.eyebrow){color:var(--muted);max-width:760px;margin:20px auto 28px}.service-area-chips{display:flex;flex-wrap:wrap;justify-content:center;gap:10px}.service-area-chips span{display:inline-block;border:1px solid #e4d6b4;background:#fff;border-radius:999px;padding:8px 14px;color:var(--navy);font-size:.86rem;font-weight:600}.faq-section{background:#fff}.faq-inner{max-width:850px}.faq-inner h2{margin-bottom:28px}.faq-inner details{border-bottom:1px solid var(--line);padding:18px 0}.faq-inner summary{cursor:pointer;font-weight:700;color:var(--navy);font-size:1.05rem}.faq-inner details p{color:var(--muted);margin:12px 0 0}.faq-inner>.button{margin-top:28px}
